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| === Eswar S. Prasad, 2021 BVT lib 332.4 PRA === | === Eswar S. Prasad, 2021 BVT lib 332.4 PRA === |
| Line 7: | Line 7: |
| || Alipay || .84 || [[ https://en.wikipedia.org/wiki/Alipay || Payment system ]] || || Ant || .73 || Alibaba financial arm || |
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| Line 15: | Line 17: |
| || ECB || .14 || European Central Bank || e-CNY || .13 || electronic Chinese yuan || || || || || || EME || .11 || Emerging Market Economy || || Fed || .13 || United States Federal Reserve || || Fedwire || .47 || RTGS for 5500+ participants in the United States |
|| DLT || 107 || [[ https://en.wikipedia.org/wiki/Distributed_ledger | Distributed Ledger Technology ]] || || ECB || .14 || European Central Bank || || e-CNY || .13 || electronic Chinese yuan || || || || || || EME || .11 || Emerging Market Economy || || || 137 || [[ https://etherscan.io/ | Ethereum Blockchain Explorer ]] || || Fed || .13 || United States Federal Reserve || || Fedwire || .47 || RTGS for 5500+ participants in the United States || || FICO || .75 || Fair Isaac Corporation, credit scoring || |
| Line 25: | Line 30: |
| || || || || || || .70 || Lending Club || |
|| JUMO || .77 || business to business financial services platform || || || .72 || Kickstarter crowd funding || || || .70 || [[ https://en.wikipedia.org/wiki/LendingClub | Lending Club ]] || || || .72 || [[ https://en.wikipedia.org/wiki/LendingTree | Lending Tree ]] || |
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| || Lufax || .77 || Shanghai Lujiazui International Financial Asset Exchange || | |
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| || OnDeck || 100 || [[ https://en.wikipedia.org/wiki/OnDeck_Capital || business lending ]] || || Oscar || .81 || [[ https://en.wikipedia.org/wiki/Oscar_Health | Health Insurance ]] || || Paytm || .88 || [[ https://en.wikipedia.org/wiki/Paytm | India Prepaid Mobile Phone Cards ]] || || PBC || .75 || People's Bank of China || || P2P || .69 || Peer-to-peer (lending for example) || || Quadriga || 148 || [[ Quadriga Fintech Solutions | https://en.wikipedia.org/wiki/Quadriga_Fintech_Solutions ]] || || RMB || .76 || Renminbi (0.14 USD in 2022) || || RTGS || .46 || Real-Time Gross Settlement system || || || || || || S&P 500 || .37 || Standard & Poors stock market index || || SEC || .70 || United States Securities and Exchange Commision || || SME || .75 || Small and Medium Sized Enterprise || || SMS || .65 || Short Message Service for mobile phones || || Stripe || .88 || [[ https://en.wikipedia.org/wiki/Stripe,_Inc. | Online payment processor ]] || || SWIFT || .48 || Society for Worldwide Interbank Financial Telecommunication 1973 || || || || || || TARGET2 || .47 || Trans-European Automated Real-time Gross settlement Express Transfer System 2 || || Tether || || [[ https://en.wikipedia.org/wiki/Tether_(cryptocurrency) | Cryptocurrency ]] || || TOR || 146 || [[ https://en.wikipedia.org/wiki/Tor_(network) || The Onion Router network ]] || || UPI || .87 || [[ https://en.wikipedia.org/wiki/Unified_Payments_Interface | Unified Payments Interface ]] (India) || || Upstart || .71 || lender || || Venmo || .83 || [[ https://en.wikipedia.org/wiki/Venmo | Peer-to-peer payment system ]] || || !WeChat || .84 || [[ https://en.wikipedia.org/wiki/WeChat | payment system ]] || || || || || || XRP || .90 || [[ https://en.wikipedia.org/wiki/Ripple_(payment_protocol)#XRP | Ripple digital payment processing system ]] || || || .95 || [[ https://en.wikipedia.org/wiki/Wealthfront | Wealthfront ]] automated portfolio manager || || || Wise || .91 || [[ https://en.wikipedia.org/wiki/Wise_(company) |Wise ]] aka !TransferWise remittance network || |
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| || P2P || .69 || Peer-to-peer (lending for example) || | || || .92 || [[ https://en.wikipedia.org/wiki/WorldRemit | WorldRemit ]] money transfer system || |
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| || RTGS || .46 || Real-Time Gross Settlement system || | |
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| || S&P 500 || .37 || Standard & Poors stock market index || || SEC || .70 || United States Securities and Exchange Commision || || SMS || .65 || Short Message Service for mobile phones || || SWIFT || .48 || Society for Worldwide Interbank Financial Telecommunication 1973 || || || || || || TARGET2 || .47 || Trans-European Automated Real-time Gross settlement Express Transfer System 2 || |
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The Future of Money
Eswar S. Prasad, 2021 BVT lib 332.4 PRA
Acronyms
ACH |
.46 |
Automated Clearing House Network |
|
Alipay |
.84 |
||
Ant |
.73 |
Alibaba financial arm |
|
ATM |
.61 |
Automated Teller Machine, 1967? |
|
BoJ |
.10 |
Bank of Japan |
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CBDC |
..4 |
Central Bank Digital Currencies |
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CDS |
.42 |
Credit Default Swap |
|
|
.68 |
Challenger banks |
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CHAPS |
.43 |
Clearing House Automated Payment System, Bank of England |
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CHIPS |
.47 |
Clearing House Interbank Payment System |
|
Diem |
.10 |
A cryptocurrency, renamed from Libra |
|
DLT |
107 |
||
ECB |
.14 |
European Central Bank |
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e-CNY |
.13 |
electronic Chinese yuan |
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EME |
.11 |
Emerging Market Economy |
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137 |
||
Fed |
.13 |
United States Federal Reserve |
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Fedwire |
.47 |
RTGS for 5500+ participants in the United States |
|
FICO |
.75 |
Fair Isaac Corporation, credit scoring |
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Fintech |
..6 |
Financial technologies |
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|
.71 |
Funding Circle |
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G-3 |
.14 |
Group of 3 ( BoJ, ECB, Fed ) |
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GDP |
.13 |
Gross Domestic Product |
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JUMO |
.77 |
business to business financial services platform |
|
|
.72 |
Kickstarter crowd funding |
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|
.70 |
||
|
.72 |
||
Libra |
.09 |
A cryptocurrency, renamed Diem |
|
Lufax |
.77 |
Shanghai Lujiazui International Financial Asset Exchange |
|
M0 |
.28 |
Currency (banknotes and coins) in circulation |
|
M1 |
.28 |
M0 plus demand deposits and checking deposits |
|
M2 |
.28 |
broad money: M1, small deposits, savings, travellers checks, retail money market mutual funds |
|
M3 |
.31 |
Sweden, India term |
|
M-PESA |
.65 |
Kenya Safaricom mobile phone money (Swahili "pesa" ) |
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NINJA |
.43 |
loans; No Income, No Job, No Assets |
|
100 |
|||
Oscar |
.81 |
||
Paytm |
.88 |
||
PBC |
.75 |
People's Bank of China |
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P2P |
.69 |
Peer-to-peer (lending for example) |
|
Quadriga |
148 |
||
RMB |
.76 |
Renminbi (0.14 USD in 2022) |
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RTGS |
.46 |
Real-Time Gross Settlement system |
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S&P 500 |
.37 |
Standard & Poors stock market index |
|
SEC |
.70 |
United States Securities and Exchange Commision |
|
SME |
.75 |
Small and Medium Sized Enterprise |
|
SMS |
.65 |
Short Message Service for mobile phones |
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Stripe |
.88 |
||
SWIFT |
.48 |
Society for Worldwide Interbank Financial Telecommunication 1973 |
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TARGET2 |
.47 |
Trans-European Automated Real-time Gross settlement Express Transfer System 2 |
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Tether |
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||
TOR |
146 |
||
UPI |
.87 |
Unified Payments Interface (India) |
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Upstart |
.71 |
lender |
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Venmo |
.83 |
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.84 |
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XRP |
.90 |
||
|
.95 |
Wealthfront automated portfolio manager |
|
Wise |
.91 |
Wise aka TransferWise remittance network |
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|
.92 |
WorldRemit money transfer system |
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