Differences between revisions 22 and 23
⇤ ← Revision 22 as of 2022-10-27 02:24:03 →
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Size: 7726
Editor: KeithLofstrom
Comment:
Deletions are marked like this. Additions are marked like this.
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|| JUMO || .77 || business to business financial services platform ||
|| || .72 || Kickstarter crowd funding ||		 || JUMO || _77 || business to business financial services platform ||
|| || _72 || Kickstarter crowd funding ||
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|| || .70 || [[ https://en.wikipedia.org/wiki/LendingClub | Lending Club ]] ||
|| || .72 || [[ https://en.wikipedia.org/wiki/LendingTree | Lending Tree ]] ||
|| Libra || .09 || A cryptocurrency, renamed [[ https://en.wikipedia.org/wiki/Diem_(digital_currency) | Diem ]] ||
|| Lufax || .77 || Shanghai Lujiazui International Financial Asset Exchange ||
|| M0 || .28 || Currency (banknotes and coins) in circulation ||
|| M1 || .28 || M0 plus demand deposits and checking deposits ||
|| M2 || .28 || broad money: M1, small deposits, savings, travellers checks, retail money market mutual funds ||
|| M3 || .31 || Sweden, India term ||
|| M-PESA || .65 || Kenya Safaricom mobile phone money (Swahili "pesa" ) ||		 || || _70 || [[ https://en.wikipedia.org/wiki/LendingClub | Lending Club ]] ||
|| || _72 || [[ https://en.wikipedia.org/wiki/LendingTree | Lending Tree ]] ||
|| Libra || _09 || A cryptocurrency, renamed [[ https://en.wikipedia.org/wiki/Diem_(digital_currency) | Diem ]] ||
|| Lufax || _77 || Shanghai Lujiazui International Financial Asset Exchange ||
|| M0 || _28 || Currency (banknotes and coins) in circulation ||
|| M1 || _28 || M0 plus demand deposits and checking deposits ||
|| M2 || _28 || broad money: M1, small deposits, savings, travellers checks, retail money market mutual funds ||
|| M3 || _31 || Sweden, India term ||
|| M-PESA || _65 || Kenya Safaricom mobile phone money (Swahili "pesa" ) ||
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|| NINJA || .43 || loans; No Income, No Job, No Assets || || NINJA || _43 || loans; No Income, No Job, No Assets ||
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|| Oscar || .81 || [[ https://en.wikipedia.org/wiki/Oscar_Health | Health Insurance ]] ||
|| Paytm || .88 || [[ https://en.wikipedia.org/wiki/Paytm | India Prepaid Mobile Phone Cards ]] ||
|| PBC || .75 || People's Bank of China ||
|| P2P || .69 || Peer-to-peer (lending for example) ||		 || Oscar || _81 || [[ https://en.wikipedia.org/wiki/Oscar_Health | Health Insurance ]] ||
|| Paytm || _88 || [[ https://en.wikipedia.org/wiki/Paytm | India Prepaid Mobile Phone Cards ]] ||
|| PBC || _75 || People's Bank of China ||
|| P2P || _69 || Peer-to-peer (lending for example) ||
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|| RMB || .76 || Renminbi (0.14 USD in 2022) ||
|| RTGS || .46 || Real-Time Gross Settlement system ||		 || RMB || _76 || Renminbi (0.14 USD in 2022) ||
|| RTGS || _46 || Real-Time Gross Settlement system ||
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|| S&P 500 || .37 || Standard & Poors stock market index ||
|| SEC || .70 || United States Securities and Exchange Commision ||
|| SME || .75 || Small and Medium Sized Enterprise ||		 || S&P 500 || _37 || Standard & Poors stock market index ||
|| SEC || _70 || United States Securities and Exchange Commision ||
|| SME || _75 || Small and Medium Sized Enterprise ||
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|| SMS || .65 || Short Message Service for mobile phones ||
|| Stripe || .88 || [[ https://en.wikipedia.org/wiki/Stripe,_Inc. | Online payment processor ]] ||
|| SWIFT || .48 || Society for Worldwide Interbank Financial Telecommunication 1973 ||		 || SMS || _65 || Short Message Service for mobile phones ||
|| Stripe || _88 || [[ https://en.wikipedia.org/wiki/Stripe,_Inc. | Online payment processor ]] ||
|| SWIFT || _48 || Society for Worldwide Interbank Financial Telecommunication 1973 ||
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|| TARGET2 || .47 || Trans-European Automated Real-time Gross settlement Express Transfer System 2 || || TARGET2 || _47 || Trans-European Automated Real-time Gross settlement Express Transfer System 2 ||
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|| UPI || .87 || [[ https://en.wikipedia.org/wiki/Unified_Payments_Interface | Unified Payments Interface ]] (India) ||
|| Upstart || .71 || lender ||		 || UPI || _87 || [[ https://en.wikipedia.org/wiki/Unified_Payments_Interface | Unified Payments Interface ]] (India) ||
|| Upstart || _71 || lender ||
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|| Venmo || .83 || [[ https://en.wikipedia.org/wiki/Venmo | Peer-to-peer payment system ]] ||
|| !WeChat || .84 || [[ https://en.wikipedia.org/wiki/WeChat | payment system ]] ||		 || Venmo || _83 || [[ https://en.wikipedia.org/wiki/Venmo | Peer-to-peer payment system ]] ||
|| !WeChat || _84 || [[ https://en.wikipedia.org/wiki/WeChat | payment system ]] ||
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|| XRP || .90 || [[ https://en.wikipedia.org/wiki/Ripple_(payment_protocol)#XRP | Ripple digital payment processing system ]] ||
|| || .95 || [[ https://en.wikipedia.org/wiki/Wealthfront | Wealthfront ]] automated portfolio manager || || Whale || 175 || >1800 Bitcoin whales with more than 1000 bitcoins each ||
|| Wise || .91 || [[ https://en.wikipedia.org/wiki/Wise_(company) | Wise ]] aka !TransferWise remittance network ||		 || XRP || _90 || [[ https://en.wikipedia.org/wiki/Ripple_(payment_protocol)#XRP | Ripple digital payment processing system ]] ||
|| || _95 || [[ https://en.wikipedia.org/wiki/Wealthfront | Wealthfront ]] automated portfolio manager || || Whale || 175 || >1800 Bitcoin whales with more than 1000 bitcoins each ||
|| Wise || _91 || [[ https://en.wikipedia.org/wiki/Wise_(company) | Wise ]] aka !TransferWise remittance network ||
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|| || .92 || [[ https://en.wikipedia.org/wiki/WorldRemit | WorldRemit ]] money transfer system || || || _92 || [[ https://en.wikipedia.org/wiki/WorldRemit | WorldRemit ]] money transfer system ||

The Future of Money

Eswar S. Prasad, 2021 BVT lib 332.4 PRA

Acronyms

ACH

_46

Automated Clearing House Network

Alipay

_84

https://en.wikipedia.org/wiki/Alipay

AML

176

Anti Money Laundering regulations

Ant

_73

Alibaba financial arm

ATM

.61

Automated Teller Machine, 1967?

BoJ

.10

Bank of Japan

BTT

167

BitTorrent Token

CBDC

_ 4

Central Bank Digital Currencies

CDS

.42

Credit Default Swap

CFT

176

Combat the financing of terrorist activities

CFTC

178

Commodities Futures Trading Commission

_68

Challenger banks

CHAPS

_43

Clearing House Automated Payment System, Bank of England

CHIPS

_47

Clearing House Interbank Payment System

CTF

178

Combatting Terrorisim Financing

Diem

_10

A cryptocurrency, renamed from Libra

DLT

107

Distributed Ledger Technology

ECB

_14

European Central Bank

e-CNY

_13

electronic Chinese yuan

EME

_11

Emerging Market Economy

137

Ethereum Blockchain Explorer

ETO

166

Equity Token Offering

Fed

_13

United States Federal Reserve

Fedwire

_47

RTGS for 5500+ participants in the United States

FICO

_75

Fair Isaac Corporation, credit scoring

FinCEN

178

US Treasury Financial Crimes Enforcement Unit

Fintech

_ 6

Financial technologies

_71

Funding Circle

G-3

_14

Group of 3 ( BoJ, ECB, Fed )

GDP

_13

Gross Domestic Product

ICO

162

Initial coin offering

IEO

166

Initial exchange offering

JUMO

_77

business to business financial services platform

_72

Kickstarter crowd funding

KYC

178

Know Your Customer

_70

Lending Club

_72

Lending Tree

Libra

_09

A cryptocurrency, renamed Diem

Lufax

_77

Shanghai Lujiazui International Financial Asset Exchange

M0

_28

Currency (banknotes and coins) in circulation

M1

_28

M0 plus demand deposits and checking deposits

M2

_28

broad money: M1, small deposits, savings, travellers checks, retail money market mutual funds

M3

_31

Sweden, India term

M-PESA

_65

Kenya Safaricom mobile phone money (Swahili "pesa" )

NINJA

_43

loans; No Income, No Job, No Assets

OnDeck

100

https://en.wikipedia.org/wiki/OnDeck_Capital

Oscar

_81

Health Insurance

Paytm

_88

India Prepaid Mobile Phone Cards

PBC

_75

People's Bank of China

P2P

_69

Peer-to-peer (lending for example)

Quadriga

148

Quadriga Fintech Solutions

RBI

176

Reserve Bank of India

RMB

_76

Renminbi (0.14 USD in 2022)

RTGS

_46

Real-Time Gross Settlement system

S&P 500

_37

Standard & Poors stock market index

SEC

_70

United States Securities and Exchange Commision

SME

_75

Small and Medium Sized Enterprise

STO

162

Security token offering

SMS

_65

Short Message Service for mobile phones

Stripe

_88

Online payment processor

SWIFT

_48

Society for Worldwide Interbank Financial Telecommunication 1973

TARGET2

_47

Trans-European Automated Real-time Gross settlement Express Transfer System 2

Tether

Cryptocurrency

TOR

146

https://en.wikipedia.org/wiki/Tor_(network)

UPI

_87

Unified Payments Interface (India)

Upstart

_71

lender

VASP

171

Virtual Asset Service Provider

Venmo

_83

Peer-to-peer payment system

WeChat

_84

payment system

XRP

_90

Ripple digital payment processing system

_95

Wealthfront automated portfolio manager

Whale

175

>1800 Bitcoin whales with more than 1000 bitcoins each

Wise

_91

Wise aka TransferWise remittance network

_92

WorldRemit money transfer system

TheFutureOfMoney (last edited 2022-10-27 23:01:55 by KeithLofstrom)