Differences between revisions 3 and 4
Revision 3 as of 2022-10-26 23:23:05
Size: 3678
Comment:
Revision 4 as of 2022-10-27 00:17:21
Size: 4373
Comment:
Deletions are marked like this. Additions are marked like this.
Line 7: Line 7:
|| Alipay || .84 || [[ https://en.wikipedia.org/wiki/Alipay || Payment system ]] ||
Line 41: Line 42:
|| Oscar || .81 || [[ https://en.wikipedia.org/wiki/Oscar_Health | Health Insurance ]] ||
|| Paytm || .88 || [[ https://en.wikipedia.org/wiki/Paytm | India Prepaid Mobile Phone Cards ]] ||
Line 50: Line 53:
|| Stripe || .88 || [[ https://en.wikipedia.org/wiki/Stripe,_Inc. | Online payment processor ]] ||
Line 53: Line 57:
|| Upstart || .71 || lender ||



|| UPI || .87 || [[ https://en.wikipedia.org/wiki/Unified_Payments_Interface | Unified Payments Interface ]] (India) ||
|| Upstart || .71 || lender ||
|| Venmo || .83 || [[ https://en.wikipedia.org/wiki/Venmo | Peer-to-peer payment system ]] ||
|| !WeChat || .84 || [[ https://en.wikipedia.org/wiki/WeChat | payment system ]] ||

The Future of Money

Eswar S. Prasad, 2021 BVT lib 332.4 PRA

Acronyms

ACH

.46

Automated Clearing House Network

Alipay

.84

https://en.wikipedia.org/wiki/Alipay

Ant

.73

Alibaba financial arm

ATM

.61

Automated Teller Machine, 1967?

BoJ

.10

Bank of Japan

CBDC

..4

Central Bank Digital Currencies

CDS

.42

Credit Default Swap

.68

Challenger banks

CHAPS

.43

Clearing House Automated Payment System, Bank of England

CHIPS

.47

Clearing House Interbank Payment System

Diem

.10

A cryptocurrency, renamed from Libra

ECB

.14

European Central Bank

e-CNY

.13

electronic Chinese yuan

EME

.11

Emerging Market Economy

Fed

.13

United States Federal Reserve

Fedwire

.47

RTGS for 5500+ participants in the United States

FICO

.75

Fair Isaac Corporation, credit scoring

Fintech

..6

Financial technologies

.71

Funding Circle

G-3

.14

Group of 3 ( BoJ, ECB, Fed )

GDP

.13

Gross Domestic Product

JUMO

.77

business to business financial services platform

.72

Kickstarter crowd funding

.70

Lending Club

.72

Lending Tree

Libra

.09

A cryptocurrency, renamed Diem

Lufax

.77

Shanghai Lujiazui International Financial Asset Exchange

M0

.28

Currency (banknotes and coins) in circulation

M1

.28

M0 plus demand deposits and checking deposits

M2

.28

broad money: M1, small deposits, savings, travellers checks, retail money market mutual funds

M3

.31

Sweden, India term

M-PESA

.65

Kenya Safaricom mobile phone money (Swahili "pesa" )

NINJA

.43

loans; No Income, No Job, No Assets

Oscar

.81

Health Insurance

Paytm

.88

India Prepaid Mobile Phone Cards

PBC

.75

People's Bank of China

P2P

.69

Peer-to-peer (lending for example)

RMB

.76

Renminbi (0.14 USD in 2022)

RTGS

.46

Real-Time Gross Settlement system

S&P 500

.37

Standard & Poors stock market index

SEC

.70

United States Securities and Exchange Commision

SME

.75

Small and Medium Sized Enterprise

SMS

.65

Short Message Service for mobile phones

Stripe

.88

Online payment processor

SWIFT

.48

Society for Worldwide Interbank Financial Telecommunication 1973

TARGET2

.47

Trans-European Automated Real-time Gross settlement Express Transfer System 2

UPI

.87

Unified Payments Interface (India)

Upstart

.71

lender

Venmo

.83

Peer-to-peer payment system

WeChat

.84

payment system

TheFutureOfMoney (last edited 2022-10-27 23:01:55 by KeithLofstrom)